My New Blog

School has started which means the year is more than half over!  Before we know it, it will be Labor Day, fall break, Thanksgiving, etc., and another year will be gone.  I can remember as a kid how time seemed like an eternity - ticking by so slowing.  Never going fast enough to suit me.  Now, time just seems to fly by these days, like one big blur! 

Speaking of flying by, if you are a first-time home buyer (or you know one - hint, think grown children, nieces, nephews, etc.) it's time to get busy finding a home to take advantage of the first-time home buyer credit.  Don't let this one pass you by!  Goodness, based on qualifications (see www.irs.gov) I would have LOVED to have gotten up to an $8K credit when I bought my first home.  Just think of how you could use the money - set up an emergency fund, pay off debt, decorate your home, take a trip, etc.  

To get the credit you have to close on your home by December 1st, so it's time to get prequalified, find a home, write a contract, do the inspections, and get the title work done.  All this takes about 60 days, so act now!